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Under current New Jersey law, the carryforward will be available after 2003, the Company's fiscal year ending June 30, 2005. You are correct that these instruments were essential to pumping up the housing bubble, but you are WAY off base in insinuating that the risky parts of these deals are being held by grandma and grandpa. And don't feel you have to wait around to say goodbye.

Comparison shopping is always wise when dealing with companies that claim they have the best refinance mortgage interest rates. They were made possible by relaxed lending guidelines, or what Bear Stearns Cos. Seems that someone's tweaking the numbers to make things sound worse than they are. Does anyone else find this statement incredibly confusing. Would ya like to do a TV prog on an e-type.

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