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The agencies - The Board of Governors of The Federal Reserve System, The Office of Comptroller of the Currency, the Office of Thrift Supervision, the National Credit Union Administration, and the Federal Deposit Insurance Corporation - said in a joint press release that, while products such as these have long been available, the number of institutions offering them has expanded rapidly and they are being offered to a wider range of borrowers who might not be able to qualify for traditional mortgages of the same size. In order for the system to work, it is important to diagnose when shocks take place, what the magnitude of these shocks are, and what is the magnitude of resources, therefore, that are needed to assist these countries. Increase Non-Farm Income-One way to bridge the gap in financially stressful time is to obtain income from non-farm sources.

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