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Credit is really looked on very seriously, particularly bad credit, only because we're looking at a repayment of your mortgage that's typically your largest debt. You should also determine if you need to pay or collect other state employment taxes or carry workers' compensation insurance though it is possible to erase bad credit it takes time and sometimes as long as to years though your credit score may rise slightly . As a general guide, credit cards generally have higher interest rates, so they are best used as a short-term credit option for making smaller purchases. LEGAL and not ILLEGAL activities as the ILLEGAL activities is putting your personal gains against the rights of others to equal rights to profit.
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