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Ratio Mortgage - CMHC Insured GE Capital Insured A high-ratio mortgage is a loan that is above 75% and up to 95% of the purchase price or appraised value of the home, whichever is less. The IRS therefore concluded that the decedent’s activities met the scope of activity required to qualify under section 6166. This website was last updated on Jan 4, 2007.



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